Do you make more than $30,000/year?
Do you have people who depend on you financially or for care (kids)?
Do you have group benefits through work? What is your practitioner limit?
On June 1, 2016, the Ontario government changed our accident benefits, in an attempt to lower auto insurance rates. What does this mean for the consumer? See the attached images, to understand what coverage you had before June 1, and what coverage you have after June 1.
As a brokerage, we highly recommend our client buy back the coverage they lost on June 1st.
We buy insurance to not only pay for physical damage to our auto, but to also pay for physical damage to ourselves and our passengers. We recommend, at a very minimum, buying back the Medical Rehabilitation and Attendant Care section of your accident benefits. This often costs less than $200/year (depending on the driver, car, location, etc...). When you consider the cost of rehab, medical equipment, and other costs not covered by OHIP or your group benefits at work, this is cost is minimal.
Give me a call if you want to talk more!
Amanda Small | 905-718-6863 | www.AmandaSmall.ca
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